Camas, WA

Camas Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Camas, Clark County. Median home value: $650,000 | 2026 conforming limit: $806,500.

Your Property Details

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Camas, Clark County median: $650,000

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Camas, Clark County Market Snapshot

Conforming Limit
$806,500
5-Year Appreciation
55.0%
Avg Property Tax Rate
0.92%
Est. Annual Tax
$5,980

Your Equity Position

Current Equity

$260,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$520,000

Cash Available

$130,000

85% LTV

Max New Loan

$552,500

Cash Available

$162,500

90% LTV

Max New Loan

$585,000

Cash Available

$195,000

5-Year Projection for Camas, Clark County

Based on 55.0% historical appreciation in Camas, Clark County, Washington:

Projected Value (5yr)

$1,007,500

Projected Equity Gain

$357,500

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Camas, Clark County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Camas, Washington?

Camas is in Clark County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Camas?

With Camas's median home value of $650,000, a homeowner with 40% equity could access approximately $130,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Camas, Clark County?

The average effective property tax rate in Camas is 0.92%. On a home valued at $650,000, that's approximately $5,980 per year. Property taxes are factored into your total PITI payment.

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