Wholesale Mortgage Broker 92625 | Corona del Mar Jumbo & Bank Statement Loans

Corona del Mar 92625 Real Estate Market [2026]

Corona del Mar—locally known as CdM—is Newport Beach's charming village enclave where coastal California living meets boutique sophistication. From the shops and restaurants of CdM Village to the oceanfront estates of Cameo Shores, this ZIP code demands specialized mortgage expertise.

Why Corona del Mar Buyers Choose Wholesale

• Bank Statement Expertise: 30+ lenders for self-employed buyers without tax returns
• Jumbo Flexibility: 40+ lenders with programs up to $10M+
• Coastal Property Experience: Lenders familiar with oceanfront valuations
• Asset Depletion Options: Qualify using liquid assets for income calculation
• Competitive Rates: Lender competition drives institutional pricing

Jumbo Loan Programs for 92625

Primary Residence Jumbo Loans

• Loans from $1,149,825 to $10M+
• 20-25% down payment typical
• Fixed-rate and ARM options
• Interest-only available for qualified borrowers
• 40+ lenders competing for your business

Bank Statement Programs

• 12-24 months of business or personal bank statements
• No tax returns required
• 30+ specialized lenders
• Available up to $5M loan amounts
• Multiple calculation methods for income qualification

Asset Depletion Loans

• Qualify using liquid assets (stocks, bonds, retirement)
• Assets divided by 60-84 months for income calculation
• Ideal for retirees and high-net-worth individuals
• Available up to $8M+ loan amounts
• No employment income required with sufficient assets

Jumbo Condo Programs

• Specialized financing for CdM Village condominiums
• Lenders experienced with coastal condo projects
• Warrantable and non-warrantable options
• Up to $3M loan amounts for condos

Corona del Mar vs. Banks: Jumbo Comparison

Corona del Mar 92625 Neighborhoods We Serve

CdM Village

The heart of Corona del Mar with boutique shops, restaurants, and walkable streets. Homes and condos range from $1.5M to $5M+. Strong demand for bank statement programs from local business owners.

Cameo Shores

Exclusive oceanfront and ocean-view estates. Properties range from $4M to $20M+. Super jumbo programs with interest-only options popular for these ultra-luxury homes.

Harbor View Hills

Elevated neighborhood with panoramic harbor and ocean views. Homes from $2.5M to $6M+. Mix of jumbo and bank statement financing for executives and entrepreneurs.

Cameo Highlands

Hillside community adjacent to Cameo Shores. Properties from $3M to $8M+. Ocean view homes requiring jumbo programs with specialized coastal property experience.

Frequently Asked Questions

What is the typical loan amount for Corona del Mar 92625 homes?

Corona del Mar 92625 has a median home price of $3.8M, requiring jumbo loans well above the $1,149,825 conforming limit. Most purchases require loans from $2M to $6M+, with Cameo Shores properties often requiring larger financing.

Can self-employed buyers get bank statement loans in Corona del Mar?

Yes. Wholesale brokers access 30+ bank statement lenders offering loans up to $5M+ without tax returns. This is ideal for Corona del Mar business owners, entrepreneurs, and self-employed professionals who show less income on tax returns than they earn.

What down payment is required for a Cameo Shores jumbo loan?

Cameo Shores jumbo loans typically require 20-25% down payment. Properties in the $4-8M range may require 25-30% down with some lenders, though programs with lower down payments exist for highly qualified borrowers.

Do wholesale brokers finance CdM Village condos?

Yes. Corona del Mar Village condos and townhomes qualify for jumbo condo programs through wholesale lenders. Brokers access lenders familiar with CdM condominium projects and their specific requirements.

How do Harbor View Hills purchases work with wholesale financing?

Harbor View Hills homes ranging $2.5-6M+ access wholesale jumbo programs with 40+ lenders. The neighborhood's ocean and harbor views command premium values that require specialized financing from experienced lenders.