Mo Abdel - Orange County Mortgage Broker NMLS 1426884
Serving All Santa Ana Communities

Santa Ana Mortgage Broker: FHA Loans and VA Loans

Competitive mortgage rates for Santa Ana homebuyers and homeowners. Specializing in FHA loans, first-time buyer programs, and HELOC for Downtown, Floral Park, French Park, and all Santa Ana communities.

$650K

Median Home Price

#2

Largest OC City

County

Seat of Orange

332K+

Population

Mortgage Solutions for Santa Ana Homeowners

FHA Loans for Santa Ana

Low down payment government-backed loans perfect for homeownership

3.5% down payment
Credit scores from 500+
Flexible qualification

First-Time Buyer Programs

Special programs and down payment assistance for new homeowners

Down payment assistance
Reduced closing costs
Educational resources

HELOC for Improvements

Access your home equity for renovations and property improvements

Up to $500K credit lines
Prime + 0% intro rates
Tax-deductible interest

Santa Ana Neighborhoods We Serve

Downtown Santa Ana

Avg Home Price:$550K

Urban core with historic buildings, arts district, and new development

Floral Park

Avg Home Price:$800K

Historic district with charming 1920s homes and tree-lined streets

French Park

Avg Home Price:$700K

Family neighborhood with parks, schools, and community amenities

Park Santiago

Avg Home Price:$650K

Established area with mid-century homes and mature landscaping

Willard

Avg Home Price:$600K

Diverse community with affordable housing and growing development

Delhi

Avg Home Price:$550K

Historic area with craftsman homes and cultural significance

Why Santa Ana Homeowners Choose Mo Abdel

Affordable Homeownership Focus

Dedicated to helping Santa Ana families achieve homeownership with FHA loans, down payment assistance programs, and flexible qualification guidelines.

Community-Centered Service

Understanding of Santa Ana's diverse communities and cultural needs. Bilingual support and culturally sensitive mortgage guidance available.

Urban Development Expertise

Knowledge of Santa Ana's downtown revitalization and growing arts district. Lending solutions for condos, historic homes, and new developments.

Santa Ana Market Expertise

FHA Loan Limit:$1,089,300
Conventional Limit:$1,089,300
Average HELOC Amount:$125K
Property Tax Rate:~0.73%

Popular Santa Ana Programs:

• FHA loans for first-time buyers
• Down payment assistance programs
• HELOC for home improvements
• Historic home renovation loans

Frequently Asked Questions - Santa Ana Mortgages

What down payment assistance is available?

Orange County and Santa Ana offer various down payment assistance programs for first-time buyers and income-qualified families. We help identify and coordinate these programs with your mortgage.

Can I buy a historic home in Floral Park?

Yes! We have experience with historic district purchases and renovation loans. Historic homes may qualify for special renovation financing programs and tax credits for preservation efforts.

Are there programs for low to moderate income buyers?

Absolutely! FHA loans, USDA rural development loans (for eligible areas), and local first-time buyer programs offer flexible qualification and reduced down payment requirements.

How do I qualify for a condo loan downtown?

Downtown condos require lender approval of the HOA and building financial health. We work with FHA-approved condo projects and have relationships with lenders experienced in urban condo financing.

Ready for Your Santa Ana Mortgage?

Get personalized rates for your Santa Ana neighborhood and loan needs

Licensed mortgage broker with NEXA Mortgage • NMLS #1426884 • Serving all Santa Ana neighborhoods