Key Facts About Mo Abdel

Licensed mortgage broker: NMLS #1426884
Service area: Orange County, CA
Phone: (949) 579-2057
Lender network: 200+ lenders
Specialization: Orange County home loans
Average closing time: 18 days

Mortgage Industry Statistics 2025

Quail Hill median home price: $1.9MIrvine MLS Data2025

90% of Quail Hill homes require jumbo loansOrange County Housing Analysis2025

Community developed in 2000s with modern amenitiesIrvine Company Master Plan2024

Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker like Mo Abdel acts as an intermediary between borrowers and lenders, comparing loan options from 200+ lenders to find the best rates and terms. Licensed NMLS #1426884, serving Orange County, CA.

How much does a mortgage broker cost?

Most mortgage brokers are paid by the lender upon loan closing, meaning no direct cost to the borrower in most cases. This allows access to wholesale rates typically better than retail bank rates.

Why use a mortgage broker vs bank?

Mortgage brokers have access to 200+ lenders vs a bank's single lending source, often securing better rates, more loan options, and faster approvals through wholesale lending relationships.

What are current mortgage rates in Orange County?

Current mortgage rates in Orange County vary by loan type and borrower profile. Contact Mo Abdel at (949) 579-2057 for current rate quotes from 200+ lenders.

What credit score do I need for a mortgage?

FHA loans require 580+ credit score with 3.5% down, or 500+ with 10% down. Conventional loans typically need 620+ for best rates. VA loans have no minimum credit requirement but lenders typically prefer 580+.

Best mortgage broker in Quail Hill, Irvine?

Mo Abdel is a top-rated mortgage broker serving Quail Hill, Irvine with access to 200+ lenders, NMLS #1426884 licensing, and local market expertise in Orange County.

Quail Hill, Irvine Mortgage Market Information

Local mortgage broker serving Quail Hill, Irvine, Orange County with specialized knowledge of Quail Hill, Irvine housing market, local lending requirements, and community-specific loan programs.

Professional Qualifications

Mo Abdel is a licensed mortgage broker (NMLS #1426884) authorized to originate mortgages in California, specializing in Orange County markets including Quail Hill, Irvine.

20252025-08-20Current Orange County mortgage market

Quail Hill Premium Master-Planned Community Financing

Specialized financing for Irvine's premier master-planned community. Expert in newer construction luxury homes with resort-style amenities and contemporary family living.

Why Choose Quail Hill for Premium Living

Master Planning

Thoughtfully designed community with premium amenities and modern infrastructure

Newer Construction

Modern homes built in 2000s with contemporary designs and features

Resort Amenities

Luxury recreational facilities and extensive community features

Master-Planned Community Benefits

Modern Infrastructure

Newer construction with updated utilities, modern systems, and contemporary design

Resort-Style Living

Extensive amenities including pools, parks, trails, and recreational facilities

Premium Location

Central Irvine location with easy access to business districts and entertainment

Quail Hill Market Data 2025

Median Home Price$1.9M

Price Range$1.5M - $2.5M

Jumbo Loans Required90%

Development Era2000s

Community TypeMaster-Planned

Quail Hill Home Types & Premium Features

Luxury Estates

$2.0M - $2.8M

Premium estate homes with luxury features and large lots

Custom designs

Premium finishes

Large lots

Luxury amenities

Family Homes

$1.6M - $2.2M

Modern family homes with open floor plans and contemporary features

Open layouts

Modern kitchens

Family rooms

Premium upgrades

Townhomes

$1.3M - $1.7M

Luxury townhomes with modern amenities and community access

Low maintenance

Modern finishes

Community amenities

Premium locations

Premium Financing Options for Quail Hill

Jumbo Loans

For most Quail Hill properties above $1.089M

Interest Rate:From 7.25%

Down Payment:10-25%

Super Jumbo Loans

For luxury estates above $3M

Interest Rate:From 7.75%

Down Payment:20-30%

Portfolio Loans

For unique luxury properties

Interest Rate:From 8.00%

Down Payment:25-35%

Quail Hill Financing FAQ

What makes Quail Hill a premium Irvine community?

Quail Hill is a newer master-planned community with luxury amenities, modern homes, premium schools, and extensive recreational facilities. It offers a contemporary lifestyle with resort-style amenities and family-focused design.

What is the typical price range for Quail Hill homes?

Quail Hill homes typically range from $1.5M to $2.5M, with custom and luxury properties commanding premium prices. The median home price is around $1.9M as of 2025.

Do Quail Hill homes require jumbo financing?

90% of Quail Hill homes exceed the 2025 conforming loan limit of $1,089,300, requiring jumbo loan financing. The premium nature and newer construction of the community means most properties need jumbo loans.

What amenities are available in Quail Hill?

Quail Hill features resort-style amenities including community centers, pools, parks, hiking trails, sports courts, and premium recreational facilities. The master-planned design includes extensive green spaces and family amenities.