Property Details
Garfield County median: $230,000
Garfield County average: 1.080%
Washington Property Tax Note
Washington has no state income tax, so local governments rely more heavily on property taxes for revenue. Rates vary significantly between counties and cities.
Your Property Tax Estimate
Annual Tax
$2,484
Monthly Tax
$207
Effective Rate
1.080%
Tax at Different Price Points in Garfield County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,400 | $450 |
| $750,000 | $8,100 | $675 |
| $1,000,000 | $10,800 | $900 |
| $1,500,000 | $16,200 | $1,350 |
| $2,000,000 | $21,600 | $1,800 |
Based on 1.080% effective tax rate for Garfield County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $207/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$207
Annual Tax Bill
$2,484
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the average property tax rate in Garfield County, Washington?
The average effective property tax rate in Garfield County is 1.08% for 2026. On the median home value of $230,000, that equals approximately $2,484 per year or $207 per month.
How are property taxes calculated in Garfield County?
In Garfield County, Washington, property taxes are based on the assessed market value determined by the county assessor. Rates are set annually by local taxing districts including schools, fire, and utilities. Washington has no state income tax, so property taxes fund a larger share of local services.
What is Mello-Roos and does it affect Garfield County property taxes?
Mello-Roos is a California-specific special tax district and does not apply in Garfield County, Washington. However, Washington has similar special purpose levies for schools, fire districts, and utility infrastructure that are included in your property tax bill.
How do property taxes affect my mortgage payment in Garfield County?
Property taxes are included in your monthly PITI payment (Principal, Interest, Taxes, Insurance). In Garfield County, the estimated $207/month tax escrow on a median-priced home is factored into your debt-to-income ratio by lenders. This directly affects how much home you qualify for.
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