Property Details
Morgan Hill, Santa Clara County median: $1,200,000
Morgan Hill, Santa Clara County average: 1.080%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$12,960
Monthly Tax
$1,080
Effective Rate
1.080%
Tax at Different Price Points in Morgan Hill, Santa Clara County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,400 | $450 |
| $750,000 | $8,100 | $675 |
| $1,000,000 | $10,800 | $900 |
| $1,500,000 | $16,200 | $1,350 |
| $2,000,000 | $21,600 | $1,800 |
Based on 1.080% effective tax rate for Morgan Hill, Santa Clara County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $1,080/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$1,080
Annual Tax Bill
$12,960
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the property tax rate in Morgan Hill, California?
Morgan Hill is in Santa Clara County, which has an average effective property tax rate of 1.08% for 2026. On Morgan Hill's median home value of $1,200,000, that equals approximately $12,960 per year or $1,080 per month.
How much are property taxes on a $1,200,000 home in Morgan Hill?
At the current effective rate of 1.08%, a home valued at $1,200,000 in Morgan Hill pays approximately $12,960 in annual property taxes. That breaks down to $1,080 per month added to your mortgage escrow payment.
Does Morgan Hill have Mello-Roos or special assessments?
Many newer developments in Morgan Hill, Santa Clara County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Morgan Hill property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Morgan Hill, the estimated $1,080/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.