Property Details
Berkeley, Alameda County median: $1,420,000
Berkeley, Alameda County average: 1.180%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$16,756
Monthly Tax
$1,396
Effective Rate
1.180%
Tax at Different Price Points in Berkeley, Alameda County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,900 | $492 |
| $750,000 | $8,850 | $738 |
| $1,000,000 | $11,800 | $983 |
| $1,500,000 | $17,700 | $1,475 |
| $2,000,000 | $23,600 | $1,967 |
Based on 1.180% effective tax rate for Berkeley, Alameda County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $1,396/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$1,396
Annual Tax Bill
$16,756
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the property tax rate in Berkeley, California?
Berkeley is in Alameda County, which has an average effective property tax rate of 1.18% for 2026. On Berkeley's median home value of $1,420,000, that equals approximately $16,756 per year or $1,396 per month.
How much are property taxes on a $1,420,000 home in Berkeley?
At the current effective rate of 1.18%, a home valued at $1,420,000 in Berkeley pays approximately $16,756 in annual property taxes. That breaks down to $1,396 per month added to your mortgage escrow payment.
Does Berkeley have Mello-Roos or special assessments?
Many newer developments in Berkeley, Alameda County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Berkeley property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Berkeley, the estimated $1,396/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
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