Investment Property Details
Rancho Palos Verdes, Los Angeles County median: $1,850,000
Down payment: $462,500 | Loan: $1,387,500
Rancho Palos Verdes, Los Angeles County median rent: $3,500/mo
Rancho Palos Verdes, Los Angeles County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $3,500/mo
- Avg Property Tax Rate
- 1.06%
- Est. Annual Tax
- $19,610
Your DSCR Ratio
0.31
Below break-even — rent does not cover PITIA
Monthly Rent
$3,500
Monthly PITIA
$11,215
Required Rent by DSCR Threshold
Required Rent
$11,215/mo
vs Your Rent
-$7,715
Required Rent
$14,019/mo
vs Your Rent
-$10,519
Rancho Palos Verdes, Los Angeles County Median Rent Comparison
The median rent in Rancho Palos Verdes, Los Angeles County, California is $3,500/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.31
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Rancho Palos Verdes, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Rancho Palos Verdes, the median rent is $3,500/mo and the median home value is $1,850,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Rancho Palos Verdes for 2026?
The 2026 median rent in Rancho Palos Verdes, Los Angeles County is $3,500 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Rancho Palos Verdes?
The average effective property tax rate in Rancho Palos Verdes is 1.06%. On an investment property valued at $1,850,000, that's approximately $19,610 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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