Your Property Details
Yakima, Yakima County median: $315,000
Yakima, Yakima County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 45.0%
- Avg Property Tax Rate
- 1.05%
- Est. Annual Tax
- $3,308
Your Equity Position
Current Equity
$126,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$252,000
Cash Available
$63,000
Max New Loan
$267,750
Cash Available
$78,750
Max New Loan
$283,500
Cash Available
$94,500
5-Year Projection for Yakima, Yakima County
Based on 45.0% historical appreciation in Yakima, Yakima County, Washington:
Projected Value (5yr)
$456,750
Projected Equity Gain
$141,750
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Yakima, Yakima County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Yakima, Washington?
Yakima is in Yakima County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Yakima?
With Yakima's median home value of $315,000, a homeowner with 40% equity could access approximately $63,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Yakima, Yakima County?
The average effective property tax rate in Yakima is 1.05%. On a home valued at $315,000, that's approximately $3,308 per year. Property taxes are factored into your total PITI payment.
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