Your Property Details
Foster City, San Mateo County median: $1,950,000
Foster City, San Mateo County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 28.0%
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $21,060
Your Equity Position
Current Equity
$780,000
Current LTV
60.0%
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Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Foster City, San Mateo County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 579-2057 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
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Frequently Asked Questions
What is the 2026 conforming loan limit for Foster City, California?
Foster City is in San Mateo County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Foster City?
With Foster City's median home value of $1,950,000, a homeowner with 40% equity could access approximately $390,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Foster City, San Mateo County?
The average effective property tax rate in Foster City is 1.08%. On a home valued at $1,950,000, that's approximately $21,060 per year. Property taxes are factored into your total PITI payment.
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