Your Property Details
Rancho Cucamonga, San Bernardino County median: $690,000
Rancho Cucamonga, San Bernardino County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 38.0%
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $7,590
Your Equity Position
Current Equity
$276,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$552,000
Cash Available
$138,000
Max New Loan
$586,500
Cash Available
$172,500
Max New Loan
$621,000
Cash Available
$207,000
5-Year Projection for Rancho Cucamonga, San Bernardino County
Based on 38.0% historical appreciation in Rancho Cucamonga, San Bernardino County, California:
Projected Value (5yr)
$952,200
Projected Equity Gain
$262,200
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Rancho Cucamonga, San Bernardino County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Rancho Cucamonga, California?
Rancho Cucamonga is in San Bernardino County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Rancho Cucamonga?
With Rancho Cucamonga's median home value of $690,000, a homeowner with 40% equity could access approximately $138,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Rancho Cucamonga, San Bernardino County?
The average effective property tax rate in Rancho Cucamonga is 1.10%. On a home valued at $690,000, that's approximately $7,590 per year. Property taxes are factored into your total PITI payment.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.