Your Property Details
Ontario, San Bernardino County median: $575,000
Ontario, San Bernardino County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 38.0%
- Avg Property Tax Rate
- 1.12%
- Est. Annual Tax
- $6,440
Your Equity Position
Current Equity
$230,000
Current LTV
60.0%
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Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Ontario, San Bernardino County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 579-2057 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
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Frequently Asked Questions
What is the 2026 conforming loan limit for Ontario, California?
Ontario is in San Bernardino County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Ontario?
With Ontario's median home value of $575,000, a homeowner with 40% equity could access approximately $115,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Ontario, San Bernardino County?
The average effective property tax rate in Ontario is 1.12%. On a home valued at $575,000, that's approximately $6,440 per year. Property taxes are factored into your total PITI payment.
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