Your Property Details
Fontana, San Bernardino County median: $545,000
Fontana, San Bernardino County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 38.0%
- Avg Property Tax Rate
- 1.14%
- Est. Annual Tax
- $6,213
Your Equity Position
Current Equity
$218,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$436,000
Cash Available
$109,000
Max New Loan
$463,250
Cash Available
$136,250
Max New Loan
$490,500
Cash Available
$163,500
5-Year Projection for Fontana, San Bernardino County
Based on 38.0% historical appreciation in Fontana, San Bernardino County, California:
Projected Value (5yr)
$752,100
Projected Equity Gain
$207,100
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Fontana, San Bernardino County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Fontana, California?
Fontana is in San Bernardino County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Fontana?
With Fontana's median home value of $545,000, a homeowner with 40% equity could access approximately $109,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Fontana, San Bernardino County?
The average effective property tax rate in Fontana is 1.14%. On a home valued at $545,000, that's approximately $6,213 per year. Property taxes are factored into your total PITI payment.
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