Your Property Details
Roseville, Placer County median: $620,000
Roseville, Placer County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 36.0%
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $6,696
Your Equity Position
Current Equity
$248,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$496,000
Cash Available
$124,000
Max New Loan
$527,000
Cash Available
$155,000
Max New Loan
$558,000
Cash Available
$186,000
5-Year Projection for Roseville, Placer County
Based on 36.0% historical appreciation in Roseville, Placer County, California:
Projected Value (5yr)
$843,200
Projected Equity Gain
$223,200
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Roseville, Placer County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Roseville, California?
Roseville is in Placer County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Roseville?
With Roseville's median home value of $620,000, a homeowner with 40% equity could access approximately $124,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Roseville, Placer County?
The average effective property tax rate in Roseville is 1.08%. On a home valued at $620,000, that's approximately $6,696 per year. Property taxes are factored into your total PITI payment.
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