Your Property Details
Stanton, Orange County median: $750,000
Stanton, Orange County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 35.0%
- Avg Property Tax Rate
- 1.14%
- Est. Annual Tax
- $8,550
Your Equity Position
Current Equity
$300,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$600,000
Cash Available
$150,000
Max New Loan
$637,500
Cash Available
$187,500
Max New Loan
$675,000
Cash Available
$225,000
5-Year Projection for Stanton, Orange County
Based on 35.0% historical appreciation in Stanton, Orange County, California:
Projected Value (5yr)
$1,012,500
Projected Equity Gain
$262,500
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Stanton, Orange County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Stanton, California?
Stanton is in Orange County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Stanton?
With Stanton's median home value of $750,000, a homeowner with 40% equity could access approximately $150,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Stanton, Orange County?
The average effective property tax rate in Stanton is 1.14%. On a home valued at $750,000, that's approximately $8,550 per year. Property taxes are factored into your total PITI payment.
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