Your Property Details
Cypress, Orange County median: $1,025,000
Cypress, Orange County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 35.0%
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $11,070
Your Equity Position
Current Equity
$410,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$820,000
Cash Available
$205,000
Max New Loan
$871,250
Cash Available
$256,250
Max New Loan
$922,500
Cash Available
$307,500
5-Year Projection for Cypress, Orange County
Based on 35.0% historical appreciation in Cypress, Orange County, California:
Projected Value (5yr)
$1,383,750
Projected Equity Gain
$358,750
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Cypress, Orange County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Cypress, California?
Cypress is in Orange County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Cypress?
With Cypress's median home value of $1,025,000, a homeowner with 40% equity could access approximately $205,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Cypress, Orange County?
The average effective property tax rate in Cypress is 1.08%. On a home valued at $1,025,000, that's approximately $11,070 per year. Property taxes are factored into your total PITI payment.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.