Your Property Details
Pleasanton, Alameda County median: $1,680,000
Pleasanton, Alameda County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 28.0%
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $18,144
Your Equity Position
Current Equity
$672,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$1,344,000
Cash Available
$336,000
Max New Loan
$1,428,000
Cash Available
$420,000
Max New Loan
$1,512,000
Cash Available
$504,000
5-Year Projection for Pleasanton, Alameda County
Based on 28.0% historical appreciation in Pleasanton, Alameda County, California:
Projected Value (5yr)
$2,150,400
Projected Equity Gain
$470,400
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Pleasanton, Alameda County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Pleasanton, California?
Pleasanton is in Alameda County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Pleasanton?
With Pleasanton's median home value of $1,680,000, a homeowner with 40% equity could access approximately $336,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Pleasanton, Alameda County?
The average effective property tax rate in Pleasanton is 1.08%. On a home valued at $1,680,000, that's approximately $18,144 per year. Property taxes are factored into your total PITI payment.
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