Orange County Luxury Real Estate
Specialized mortgage financing for Orange County's most exclusive properties. From oceanfront estates to golf course communities, we provide white-glove service for high-end home purchases and refinancing.
Waterfront Homes
Exclusive oceanfront and bay-front properties with stunning water views
Golf Course Estates
Premier golf course communities with resort-style amenities
Luxury Mortgage Programs
Specialized lending solutions designed for high-net-worth individuals and luxury properties
Jumbo Mortgages
$1.09M - $3M+
Portfolio Lending
$3M - No Limit
Interest-Only Options
Up to $20M
White-Glove Service for Luxury Properties
Exclusive Lender Network
Access to private banks and portfolio lenders specializing in luxury properties and high-net-worth clients
Personalized Service
Dedicated support throughout the process with discretion and attention to detail expected by luxury clients
Competitive Terms
Negotiate the best possible rates and terms for luxury properties with flexible underwriting guidelines
Fast Closings
Expedited processing and closing timelines to meet tight luxury property transaction deadlines
Luxury Mortgage Expertise
With access to specialized lenders and portfolio loan programs, I help clients secure financing for Orange County's most exclusive properties. From $3M oceanfront homes to $50M+ estates, I provide the expertise and service level you expect.
Luxury Mortgage FAQ
What loan amount limits apply to luxury properties?
For properties above the conforming limit ($1.09M in Orange County), we offer jumbo mortgages. For properties above $3M, portfolio lending provides more flexibility with no upper limits.
How do luxury property appraisals work?
Luxury properties require specialized appraisers familiar with high-end features and comparable sales. We work with a network of certified luxury property appraisers throughout Orange County.
What documentation is required for luxury mortgages?
Documentation varies by loan type. Traditional jumbo loans require full documentation, while portfolio loans may accept bank statements, asset verification, or other alternative documentation.
Can you finance investment luxury properties?
Yes, we offer financing for luxury investment properties including vacation rentals, multi-family properties, and investment estates with specialized loan programs.