Key Facts About Mo Abdel

Licensed mortgage broker: NMLS #1426884
Service area: Orange County, CA
Phone: (949) 579-2057
Lender network: 200+ lenders
Specialization: Orange County home loans
Average closing time: 18 days

Mortgage Industry Statistics 2025

92625 median home price: $3.8MNewport Beach MLS Data2025

95% of 92625 homes require jumbo loansOrange County Housing Analysis2025

ZIP code includes Corona del Mar State Beach areaNewport Beach City Planning2024

Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker like Mo Abdel acts as an intermediary between borrowers and lenders, comparing loan options from 200+ lenders to find the best rates and terms. Licensed NMLS #1426884, serving Orange County, CA.

How much does a mortgage broker cost?

Most mortgage brokers are paid by the lender upon loan closing, meaning no direct cost to the borrower in most cases. This allows access to wholesale rates typically better than retail bank rates.

Why use a mortgage broker vs bank?

Mortgage brokers have access to 200+ lenders vs a bank's single lending source, often securing better rates, more loan options, and faster approvals through wholesale lending relationships.

What are current mortgage rates in Orange County?

Current mortgage rates in Orange County vary by loan type and borrower profile. Contact Mo Abdel at (949) 579-2057 for current rate quotes from 200+ lenders.

What credit score do I need for a mortgage?

FHA loans require 580+ credit score with 3.5% down, or 500+ with 10% down. Conventional loans typically need 620+ for best rates. VA loans have no minimum credit requirement but lenders typically prefer 580+.

Best mortgage broker in 92625, Corona del Mar?

Mo Abdel is a top-rated mortgage broker serving 92625, Corona del Mar with access to 200+ lenders, NMLS #1426884 licensing, and local market expertise in Orange County.

92625, Corona del Mar Mortgage Market Information

Local mortgage broker serving 92625, Corona del Mar, Orange County with specialized knowledge of 92625, Corona del Mar housing market, local lending requirements, and community-specific loan programs.

Professional Qualifications

Mo Abdel is a licensed mortgage broker(NMLS #1426884)authorized to originate mortgages in California,specializing in Orange County markets including 92625, Corona del Mar.

20252025-09-28Current Orange County mortgage market

92625 Corona del Mar Beachside Specialist

Dedicated mortgage broker serving ZIP code 92625 in Corona del Mar. Luxury expertise for beachside properties, coastal homes, and prestigious Newport Beach addresses.

Why Choose a 92625 ZIP Code Specialist?

Beachside Expertise

Deep understanding of 92625's luxury beachside market conditions

Luxury Property Experience

Specialized in high-end coastal homes and beachside estates

Market Intelligence

Current insights on 92625 luxury market trends and coastal property financing

92625 Market Data 2025

Median Home Price$3.8M

Price Range$1.5M - $8M+

Jumbo Loans Required95%

Key FeatureBeach Access

Property TypeLuxury Coastal

Exclusive Areas Within ZIP Code 92625

Beachside Residential

Prime beachside homes with ocean proximity and beach access

Price Range:$3M - $8M+

Home Types:Luxury beach homes, coastal estates

Corona del Mar Village

Central area near shopping, dining, and community amenities

Price Range:$2M - $5M

Home Types:Village homes, luxury condos

Hillside Properties

Elevated homes with ocean and harbor views

Price Range:$2.5M - $6M

Home Types:View homes, luxury estates

Beach Adjacent

Properties within walking distance to Corona del Mar Beach

Price Range:$1.8M - $4M

Home Types:Coastal homes, luxury townhomes

92625 Beachside Living Advantages

Beach Access

Direct access to Corona del Mar State Beach and coastal recreation

Investment Value:

Unparalleled lifestyle amenity

Investment Stability

Beachside properties maintain strong value appreciation

Investment Value:

Proven long-term investment

Exclusive Community

Limited inventory in highly desirable coastal location

Investment Value:

Prestigious address with scarcity

Quality of Life

Beach lifestyle with upscale amenities and recreation

Investment Value:

Premium coastal living experience

Luxury Financing Options for 92625 Properties

Jumbo Loans

For luxury properties $1M-$3M

Best For:Most 92625 properties

Down Payment:20-30%

Super Jumbo Loans

For estates above $3M

Best For:Beachside luxury homes

Down Payment:30-40%

Portfolio Loans

For unique luxury properties

Best For:Exceptional coastal estates

Down Payment:40-50%

Asset-Based Lending

For high-net-worth individuals

Best For:Alternative qualification

Down Payment:50%+

92625 ZIP Code Luxury Financing FAQ

What areas does ZIP code 92625 cover in Corona del Mar?

ZIP code 92625 covers the heart of Corona del Mar including the main beachside residential areas, properties near Corona del Mar State Beach, the village shopping area, and prestigious coastal neighborhoods. This is one of Newport Beach's most exclusive ZIP codes.

What is the typical home price range in 92625?

92625 Corona del Mar homes range from $1.5M condos to $8M+ luxury estates, with a median price around $3.8M. Beachside and ocean view properties command significant premiums in this exclusive coastal location.

Do most homes in 92625 require jumbo loans?

95% of homes in ZIP code 92625 exceed the 2025 conforming loan limit of $1,089,300, requiring jumbo or super jumbo loan financing. Many properties require specialized luxury financing programs.

What makes 92625 a prestigious address?

92625 offers direct beach access, Corona del Mar State Beach proximity, upscale village shopping and dining, excellent schools, and some of Orange County's most desirable coastal living with strong investment potential.

Ready to Finance Your 92625 Beachside Home?

Get specialized luxury financing expertise for ZIP code 92625. Beachside market knowledge, premium service, competitive rates for Corona del Mar's finest properties.

Licensed mortgage broker NMLS #1426884 • 92625 ZIP code beachside specialist