Your Property Details
Murrieta, Riverside County median: $625,000
Murrieta, Riverside County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 36.0%
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $6,875
Your Equity Position
Current Equity
$250,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$500,000
Cash Available
$125,000
Max New Loan
$531,250
Cash Available
$156,250
Max New Loan
$562,500
Cash Available
$187,500
5-Year Projection for Murrieta, Riverside County
Based on 36.0% historical appreciation in Murrieta, Riverside County, California:
Projected Value (5yr)
$850,000
Projected Equity Gain
$225,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Murrieta, Riverside County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Murrieta, California?
Murrieta is in Riverside County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Murrieta?
With Murrieta's median home value of $625,000, a homeowner with 40% equity could access approximately $125,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Murrieta, Riverside County?
The average effective property tax rate in Murrieta is 1.10%. On a home valued at $625,000, that's approximately $6,875 per year. Property taxes are factored into your total PITI payment.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.