Anaheim, CA

Anaheim Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Anaheim, Orange County. Median home value: $875,000 | 2026 conforming limit: $1,149,825.

Your Property Details

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Anaheim, Orange County median: $875,000

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Anaheim, Orange County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
35.0%
Avg Property Tax Rate
1.12%
Est. Annual Tax
$9,800

Your Equity Position

Current Equity

$350,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$700,000

Cash Available

$175,000

85% LTV

Max New Loan

$743,750

Cash Available

$218,750

90% LTV

Max New Loan

$787,500

Cash Available

$262,500

5-Year Projection for Anaheim, Orange County

Based on 35.0% historical appreciation in Anaheim, Orange County, California:

Projected Value (5yr)

$1,181,250

Projected Equity Gain

$306,250

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Anaheim, Orange County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Anaheim, California?

Anaheim is in Orange County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Anaheim?

With Anaheim's median home value of $875,000, a homeowner with 40% equity could access approximately $175,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Anaheim, Orange County?

The average effective property tax rate in Anaheim is 1.12%. On a home valued at $875,000, that's approximately $9,800 per year. Property taxes are factored into your total PITI payment.

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