Property Details
Huntington Beach, Orange County median: $1,250,000
Huntington Beach, Orange County average: 1.080%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$13,500
Monthly Tax
$1,125
Effective Rate
1.080%
Get Your Full Property Tax Estimate
See how your property taxes compare across price points and how they impact your monthly mortgage payment.
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 579-2057 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Are you buying or do you already own?
Frequently Asked Questions
What is the property tax rate in Huntington Beach, California?
Huntington Beach is in Orange County, which has an average effective property tax rate of 1.08% for 2026. On Huntington Beach's median home value of $1,250,000, that equals approximately $13,500 per year or $1,125 per month.
How much are property taxes on a $1,250,000 home in Huntington Beach?
At the current effective rate of 1.08%, a home valued at $1,250,000 in Huntington Beach pays approximately $13,500 in annual property taxes. That breaks down to $1,125 per month added to your mortgage escrow payment.
Does Huntington Beach have Mello-Roos or special assessments?
Many newer developments in Huntington Beach, Orange County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Huntington Beach property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Huntington Beach, the estimated $1,125/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 50+ Wholesale Lenders with one application.