Property Details
Garden Grove, Orange County median: $850,000
Garden Grove, Orange County average: 1.120%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$9,520
Monthly Tax
$793
Effective Rate
1.120%
Tax at Different Price Points in Garden Grove, Orange County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,600 | $467 |
| $750,000 | $8,400 | $700 |
| $1,000,000 | $11,200 | $933 |
| $1,500,000 | $16,800 | $1,400 |
| $2,000,000 | $22,400 | $1,867 |
Based on 1.120% effective tax rate for Garden Grove, Orange County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $793/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$793
Annual Tax Bill
$9,520
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the property tax rate in Garden Grove, California?
Garden Grove is in Orange County, which has an average effective property tax rate of 1.12% for 2026. On Garden Grove's median home value of $850,000, that equals approximately $9,520 per year or $793 per month.
How much are property taxes on a $850,000 home in Garden Grove?
At the current effective rate of 1.12%, a home valued at $850,000 in Garden Grove pays approximately $9,520 in annual property taxes. That breaks down to $793 per month added to your mortgage escrow payment.
Does Garden Grove have Mello-Roos or special assessments?
Many newer developments in Garden Grove, Orange County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Garden Grove property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Garden Grove, the estimated $793/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
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