What credit score is needed for a Beverly Hills HELOC?

For jumbo HELOCs on Beverly Hills properties, most lenders require credit scores of 700-720+. Higher scores access better rates. Some lenders may have different requirements, which is why working with a broker provides more options.

Can I use Beverly Hills home equity for renovations?

Yes, home renovations are one of the most common uses for Beverly Hills equity. Luxury home upgrades, kitchen remodels, pool additions, and modernization projects are frequently funded through HELOCs and home equity loans.

Home Equity Options in Beverly Hills: HELOC, HELOAN & Cash-Out [2026]

Q: How much equity can Beverly Hills homeowners access?

Beverly Hills homeowners can typically access up to 80-90% of their home's value through various equity products. With median values exceeding $5.5 million, this represents substantial available equity. Jumbo HELOC and cash-out programs serve these high-value properties.

Q: What's the best way to tap Beverly Hills home equity?

The best option depends on your needs: HELOC for flexible access, HELOAN for fixed rates on large sums, or cash-out refinance if you can improve your first mortgage rate. Beverly Hills properties often require jumbo programs due to their high values.

Q: Are there jumbo HELOCs for Beverly Hills homes?

Yes, jumbo HELOCs are available for Beverly Hills properties valued above conforming limits. These programs can provide credit lines of $500,000 to several million dollars, suitable for the area's luxury real estate.

Beverly Hills homeowners have built substantial equity in one of America's most exclusive markets. With median values exceeding $5.5 million, qualified homeowners can access significant funds through jumbo HELOCs, home equity loans, or cash-out refinance. As a wholesale broker, I access specialized jumbo equity programs from 50+ lenders.

Beverly Hills Home Equity at a Glance

Median home value: $5.5+ million
Price range: $2 million to $50+ million
Equity products needed: Jumbo/super-jumbo programs
Common uses: Renovations, investments, liquidity

Home Equity Options for Beverly Hills

Jumbo HELOC

Credit lines: $500K to $5M+
Rate type: Variable (prime-based)
Best for: Ongoing or uncertain needs
Draw period: 10 years typical

Jumbo Home Equity Loan

Loan amounts: $500K to $3M+
Rate type: Fixed
Best for: One-time large expense
Payment stability: Same payment for life of loan

Jumbo Cash-Out Refinance

Loan amounts: Up to $10M+
Rate type: Fixed or adjustable
Best for: Rate improvement + cash needs
Replaces: Existing first mortgage

Beverly Hills Neighborhoods

Area	Typical Values	Equity Products
The Flats	$3M-$30M+	Super-jumbo
Trousdale Estates	$5M-$25M+	Super-jumbo
Coldwater Canyon	$3M-$15M	Jumbo
Beverly Hills Post Office	$2M-$10M	Jumbo

Popular Uses for Beverly Hills Equity

Luxury renovations: Kitchen, bath, outdoor living upgrades
Investment diversification: Access home equity for investments
Second property: Down payment for vacation home
Business needs: Capital for entertainment/business ventures
Debt consolidation: Consolidate high-interest obligations

Frequently Asked Questions

How much equity can Beverly Hills homeowners access?

Homeowners can typically access up to 80-90% of their home's value. With median values exceeding $5.5 million, this represents substantial available equity.

What's the best way to tap Beverly Hills home equity?

The best option depends on your needs: HELOC for flexibility, HELOAN for fixed rates, or cash-out if you can improve your first mortgage rate.

Are there jumbo HELOCs for Beverly Hills homes?

Yes, jumbo HELOCs provide credit lines from $500,000 to several million dollars for luxury properties.

Related Resources

Mo Abdel | NMLS #1426884 | Lumin Lending, Inc. | NMLS #2716106 | DRE #02291443
Licensed in: CA, WA

Equal Housing Lender. All loans subject to credit approval. Information is for educational purposes only.